Bundling home and auto insurance with one carrier often earns a multi-policy discount. In Florida, though, the best home carrier and the best auto carrier are not always the same company. An independent broker can price both ways so you see whether the bundle truly saves money.
Talk to an independent broker in Sunrise
Insurance Risk Advisors compares coverage from multiple A-rated carriers for Broward, Miami-Dade and Palm Beach County.
How much can bundling save?
Multi-policy discounts vary by carrier, and the savings can be meaningful. Having one renewal date and one company to call is also convenient.
The discount only helps if the bundled prices are competitive to begin with. A big discount on an expensive policy can still cost more.
Why bundling is different in Florida
Florida’s home insurance market has seen carriers tighten what they write and change rates. Some companies that write great auto policies do not offer homeowners coverage in every part of South Florida.
That is where shopping matters. We compare carriers for both policies, then show you the bundle and the unbundled option side by side.
Want to compare your options?
We shop several carriers so you can see real prices side by side.
What else can I bundle?
Many carriers also offer savings when you add an umbrella policy, a condo policy, a boat or a second home.
If you own a business, we can also review your business insurance to see whether one agency managing everything saves you time and money.
Frequently Asked Questions
Is it always cheaper to bundle?
Not always. Bundling usually earns a discount, but separate policies with two different carriers can sometimes cost less.
Can I bundle condo and auto insurance?
Yes. Many carriers offer a multi-policy discount for condo (HO-6) and auto policies.
Will bundling change my coverage?
It should not. Make sure each policy still has the limits and deductibles you need.
Get your free quote today
Request a quote online or call our Sunrise office. Insurance Risk Advisors has served South Florida for more than 35 years.
