This author has yet to write their bio.Meanwhile lets just say that we are proud admin contributed a whooping 26 entries.
Owning rental property in South Florida is a smart investment — but insuring it correctly is critical. One of the most common and costly mistakes property owners make is keeping a standard homeowners insurance policy on a property after it becomes a rental. Insurance companies consider this a material misrepresentation, which can result in a […]
Many Florida entrepreneurs form a limited liability company believing it creates an impenetrable shield between their personal assets and business lawsuits. While an LLC does provide important legal protections, it does not make you immune from liability claims — and without commercial general liability insurance, your LLC itself could be wiped out by a single […]
If you own a condominium in South Florida, you have two layers of insurance to think about: the master policy held by your condo association and your individual unit owner policy, known as an HO-6. Many condo owners make the mistake of assuming the association’s master policy covers everything. It does not — and that […]
If you own a small business in South Florida, commercial general liability insurance is not optional — it is the foundation of your entire business protection strategy. Whether you operate in Sunrise, Fort Lauderdale, Miami, Coral Springs, or anywhere across Broward or Miami-Dade County, a single liability claim without coverage could be financially devastating. At […]
Homeowners insurance in Florida is unlike anywhere else in the country. Between hurricane season, aging roof requirements, and carrier exits from the market, South Florida homeowners face a uniquely challenging insurance landscape. At Insurance Risk Advisors in Sunrise, FL, Manny Miceli and his team have spent 35+ years helping families in Broward County, Miami-Dade County, […]
If you own a home in South Florida, one of the biggest factors affecting your homeowners insurance rate — and whether you can even get coverage — is the age and condition of your roof. Insurance carriers in Florida pay close attention to roofs because of the hurricane and storm risk in our region. Understanding […]
Insurance Risk Advisors is a leader in providing quality protection for thousands of individuals, families and businesses throughout our state. Providing superior customer service and low rates along with our ability to understand our customer’s coverage needs drives the success of our agency.
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